Buy To Let

A specially tailored package for landlords and property investors - saving you time and hassle by taking care of your annual compliance obligations. Whatever the size or type of portfolio you have, we'll help you grow your profits with essential business advice as tax legislation continues to tighten.

Peace of Mind

We provide reassurance that you're claiming all the expenses and tax reliefs on your property(s) that you're entitled to, and that your records and submissions are in order.

Portfolio Structure

As tax rules tighten we can help you navigate essential but complex decisions about whether you should set up a limited company for existing or new properties.

Tax Planning

Whether your looking to sell now, or thinking ahead to the future we can guide your through capital gains and inheritance tax issues and help you minimise your tax bill.

Saving you time

Our efficient and friendly service saves you the time of staying on top of tax rules and deadlines, as well as the time and hassle of calculating your profits and the tax due.

Property Accounting and Tax Returns

However you've structured your buy-to-let properties (inside a company, owned by you, jointly owned with your partner or other investors) and whatever type of investments you may have (renting houses, rooms, holiday lets etc.) we save you the time and effort of calculating your profits and submitting your self-assessment returns.

You get peace of mind that we've reclaimed tax on all the expenses you're entitled to, taken advantage of all tax reliefs, and that you're fully compliant with all your obligations to HMRC.

If you have incorporated we take care of:

  • Preparing your year-end accounts calculating your corporation tax and submitting everything to Companies House and HMRC.
  • Your filing obligations with Companies House.

We also provide individually tailored tax optimisation - finding the most tax efficient way for you to take profits out of the company (i.e. the best mix of taking salary as Company Director(s) and dividends as shareholders).

Tax Structuring

The government is increasingly targeting buy-to-let investors through tax policy. Changes to stamp duty land tax and interest relief on mortgage payments make high quality tax advise more essential than ever.

We can review your existing portfolio, as well as any plans to buy more properties, and advise you on the best way to structure your investment - owning the properties in your own name or within a limited company.

And if it works out that you should incorporate we can help set everything up and take care of the ongoing compliance obligations.

Tax Planning

We advise you on the available tax reliefs and what expenses you can reclaim - so that when we're completing your tax returns you're only paying the tax you need to.

If you're looking to sell, we review your tax position with you and identify how you can minimise the amount of capital gains tax due.

If you're planning further ahead on how you could use your property investments as part of your estate planning we provide comprehensive inheritance tax planning. This is something we advise all our private clients to start thinking about early - since taking full advantage of the reliefs available often means putting plans in place now.

Tax investigation cover

HMRC is carrying out more tax enquiries and compliance checks than ever before - especially in the buy-to-let sector. If this happens to you, you will need to prove that HMRC's suspicions are unfounded. You'll need to answer detailed questions about the income and expenses on your property(s) and enquiries can drag on for several months. Without tax investigation cover, professional fees can build up to thousands of pounds.

We don't want you to have to worry about this, so can include a service under which, in the event of an HMRC enquiry or inspection:

  • We represent your case with HMRC, saving you the hassle, without any additional cost to you.
  • If matters progress further, you won't be charged for most professional costs in defending you.

Most importantly, this means that you'll never have to concede to HMRC's demands for extra tax because of financial pressures.

Pricing

We don't believe in hourly billing, and don't think it's fair on our clients. Our prices are always fixed in advance.

Landlord Support

Complete accounting and compliance service

£225
per year

Support
Complete accounting and compliance service
£225
per year

Tax planning meeting

Bookkeeping system for you to track income and expenditure

Preparation of Profit and Loss account (for one property)

Additional properties at £75 per property

Preparation and submission of Self Assessment Tax Return**

Unlimited phone and e-mail support*

Referrals to specialist mortgage brokers, financial planners and conveyance solicitors (if needed).

Registration with HMRC

Tax investigation fee service

Landlord Support and Reassurance

Support package plus tax investigation cover

£270
per year

Support and Reassurance
Support package plus tax investigation cover
£270
per year

Tax planning meeting

Bookkeeping system for you to track income and expenditure

Preparation of Profit and Loss account (for one property)

Additional properties at £75 per property

Preparation and submission of Self Assessment Tax Return**

Unlimited phone and e-mail support*

Referrals to specialist mortgage brokers, financial planners and conveyance solicitors (if needed).

Registration with HMRC

Tax investigation fee service

Property Guru

Limited Company Structures

from £99
per month

Property Guru
Limited Company Structures
from £99
per month

Tax structuring review and ongoing advice

Fully automated bookkeeping solution, with online portal so you know your financial position

Year end company accounts and compliance statement filed at Companies House

Director's personal tax returns***

Year end accounts and corporation tax for your portfolio submitted to HMRC

Unlimited phone and e-mail support*

Monthly Director payroll and full PAYE submissions (inc P60's and P11d's)***

Company setup and full registration with HMRC

Tax investigation fee service

* fair use policy applies
** assumes only other income is employment, please call for a quote if you have a more complex tax situation
*** if you and your spouse own the property together we don't charge you extra for a second director, so you can maximise your tax planning without extra fees